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Terms of Use

Your use of this website and its services is governed by the following terms and conditions. By using this website you accept these terms and conditions in full; if you disagree with any part of these terms and conditions you must not use this website or its services.

This website is for your personal, non-commercial use only.

Intellectual property

Unless otherwise stated, we or our licensors own the intellectual property rights in this website and material on the website. Subject to the license conditions below, all these intellectual property rights are reserved.

License to use this website

You may view, download for caching purposes only, or print pages from this website for your own personal use only, and subject to the below restrictions.

You may not:

Access to this website

The information provided on this website is not in any way an invitation or recommendation to buy any particular financial product or service.

We make no representations or warranties about the suitability of the information provided as part of our service to you. To the extent allowed by the law we disclaim all warranties and conditions with regard to this information including any implied warranties and conditions of satisfactory quality, fitness for a particular purpose and title.

We will endeavor to allow uninterrupted access to this website but access to the website may be suspended, restricted or terminated at any time.

We reserve the right to change, modify, substitute or remove without notice any information on this website as and when we may desire.

We assume no responsibility for the contents of any 3rd party websites which link to this website.

Limitations of warranties and liabilities

Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; and while all reasonable efforts will be made we do not commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

We do not hold ourselves out as providing any legal, financial or other advice to you. We do not offer any advice regarding the nature or stability of any particular financial arrangement. We do not make any recommendation or endorsement as to any financial product or service offered by financial advisors, financial service providers or companies who you may be introduced to through our service.

By using this website, you acknowledge that no endorsement is made by the website owner of the sites or services that may be referenced or linked to on this site; this includes advertisers.

We can accept no liability for the services or information provided by the advertisers on this website. The advertiser will be supplying their service on their own standard terms and conditions and you should check that you understand and agree to those terms and conditions before you proceed to use their service. Any disputes that you may have are between you and the relevant advertiser.

Nothing in these terms and conditions (or elsewhere on our website) will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

Subject to this, our liability to you in relation to the use of this website or under or in connection with these terms and conditions, whether in contract, tort (including negligence) or otherwise, will be limited as follows:

Variation

We may revise these terms of use from time-to-time. Revised terms of use will apply to the use of our website from the date of the publication of the revised terms of use on our website. Please check this page regularly to ensure you are familiar with the current version.

Entire Agreement

This disclaimer together with our privacy policy constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

Law and jurisdiction

This disclaimer will be governed by and construed in accordance with English law and any disputes relating to this disclaimer will be subject to the exclusive jurisdiction of the courts of England and Wales.

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